I feel like I should be able to give a good answer to how not having a hard holder should be difficult, because I live in Eureka and work in an organization that has problems related to not having a hardholder.
Here's some problematic issues:
- Someone shows up. No one likes them, but no one is the person who has the responsibility to say 'dude, you need to leave'. So that new person is an asshole. And other people are unsure about what to do. Than another person jumps them with a knife. And some people think that's good, others think its bad. And than you have a community problem.
- Someone starts being addicted to drugs. And other people decide that that person is a waste of resources. And other people decide that by deciding that person is a waste of resources, you're being all judgemental, and hey, you're messed up on pain killers from that last mutant attack, so screw you mr.hypocrite.
Also you should add a move, When you you've run out of supplies after leaving Yreka, roll+weird. On a hit, you can find lodgings and food back in Yreka.