Our first session was last night, and it was interesting how the three players developed their little part of the world. I basically told them where they were (Yreka, a small town in Northern California), and that the nearby forest seemed to be on fire, although it wasn't close enough to see flames, only smoke.
The were playing a Savvyhead, a Driver, and a Quarantine. But as their situation unfolded, they described a town that was a little more well functioning than I'd expected. While there wasn't a proper "hold" in the walled-in moat around it sort of way, there is a nominal boss of the area (Hugo), who has a crew, and who people come to when they need something they can't get for themselves.
Since it's a fairly rural area, most everyone has their own little veggie patch, or raises chickens. There's a sort of farmer's market in the town center where people gather with carts of what they can scrape from the land to trade each other.
Gearshift, the PC driver, mostly runs deliveries for Hugo or anyone else that needs something sent or picked up. The savvyhead fixes stuff for people and travels into town with his mule-drawn cart and a portable tinker's setup to sharpen knives, clean guns, and do other things for jingle. If you've got a bigger job you'll find him in his workshop/house, which is a gutted 747 in the middle of his junkyard, which used to be an airplane graveyard, then an automobile graveyard, and now just a big patch of dirt with a lot of junk on it.
Anyway, so I don't give them a hold, and they sort of make one themselves. That's fine with me, because I have plans for that forest fire. This 1st session was definitely on "easy mode", which seemed appropriate. I promised them there'd be a bit more action next time.