I asked him how he knew the owner and he said through frequenting his gambling establishment over a period of years. So I played it off like they were old buddies (although the owner is somewhat more businesslike about the relationship) the owner came to meet with the driver about his business propisition. Just ask if that's not what you were asking.

I appreciate the advice seanbot everything you assumed was pretty much correct, the kid arguing with me is infamous for wanting the 'nerd cred' as you so elegantly put it. I ran a few DnD campaigns with him last year and the DM's guide gives good advice with dealing with in game arguements, but this kid ruined a couple sessions over it. Problem is where i live there's only a small handfull of people that play RPG's so beggar's can't be chooser's i guess. But we're taking another shot at it here soon i have a good feeling it will work out alot better this time.

Thank you guys its good to know there's a lot of helpful folks on a forum for once. I'll give you more details on what happened, honestly after reviewing the rules you guys suggested i review its a bit embarrassing.

There were two players one a driver, the other a gunlugger. They started out at a casino (which was a big mistake in retrospect), playing poker (another mistake I think). I knew there was a bit of pre-plannage but I didn't think it would mess me up as bad as it did. They won a bunch of cash and were invited to a private suite. The driver said he knew the owner, yada-yada-yada, he ends up sending them to hunt down a loan shark hiding in some ruins, (this idea was perpetuated by the driver he said something like 'hey casino owner remember that loan shark? I think we can take care of him for you.') so the casino owner sent them off to the ruins.

They killed a couple of cannibals on the way and we ended up getting into an argument about whether or not a post apocalyptic car would have headlights or not. And the group pretty much decided it wasn't going well... If you want more specifics let me know.
Thank you all very much i do need to follow the rules more closely, and re-read those sections, in retrospect i was taking some liberties with the rules i didn't even realize i was taking. And I've gotta check out snails pace thanks for the suggestion chris.